Ranniker Lending
Ranniker Lending
Where preciseness is the key to success!
Tarriffs move rates lower
Let us know how we can help?
Ask me about the 5.875% 30 year fixed & 5.25% 15 year fixed.
There are various loan products available to fit many financial needs. Apply today and close in April 2025.
Lock your new 5.875% 30 year fixed loan today.
Lock your new 5.25% 15 year fixed loan today.
Time to get those high rate credit cards paid off and improve your credit scores? Great 2nd fixed rate loans are now available. Heloc's using bank statement income now available. (Self-employed only)
Start process today - close your new equity loan in April 2025.
Contact us today!
(562) 856-3376
Email: ranniker@msn.com
Get and be prepared!
Time to payoff that revolving credit card debt?
30 Year fixed rate 2nd loans with rates starting in the mid 7%.
15 Year fixed 5.625% You pay no closing costs.
10 Year fixed 5.5% You pay no closing costs.
30/25 Year fixed 6.375% You pay no closing costs.
Minimum loan amount of $200K. Owner occupied property only.
Adjustments may apply for investment property, multi-unit property, credit score, and loan to value.
Cash out adjustments apply depending on credit score and loan to value.
Max loan amount may vary depending on property location. Adjustments may apply for loan amounts $806,500+.
Rates and program subject to change without notice.
Subject to final loan approval.
Today's Rates: 4/03/2025
Conventional: (806,500 max) $100K Loan
Product
30 Yr Fixed
20 Yr Fixed
15 Yr Fixed
10 Yr Fixed
5 Yr ARM
7 Yr ARM
Low Rates*
5.875
5.5
5.25
5.0
5.875
5.625
APR
5.92
5.63
5.32
5.13
6.02
5.72
806,501- $1,209,750: Not Jumbo
Product
30 Yr Fixed
20 Yr Fixed
15 Yr Fixed
10 Yr Fixed
Low Rates*
5.875
5.75
5.375
5.375
JUMBO Loans:
30 Year fixed
10/6 Yr Fixed
15 Year Fixed
Low Rates*
6.5
6.5
5.75
APR
6.63
6.60
5.872
Non-Traditional Loan Start Rates:
30 Year Fixed
Investor DSCR
Program
Bank Statements
30 year fixed
2nd Heloc
6.5
6.5
7.51
APR
6.67
6.62
7.62
Minimum loan amount $100,000
Minimum loan amount $100,000
Low Rates*
5.375
5.125
5.625
5.625
VA/FHA:
30 Yr Fixed
15 Yr Fixed
30Yr FHA HB
30 Yr VA HB
VA/FHA:
30 Yr Fixed
15 Yr Fixed
30Yr FHA HB
30 Yr VA HB
APR
5.45
5.28
5.77
5.77
All posted rate programs subject to change without notice.
All posted rate programs subject to change without notice.
Services
- Full service Lender
- Business Bank Statement Programs Available
- Asset Depletion
- High acreage welcome
- CalHFA
- Non-Traditional credit home buyer loans available
- Fannie/Freddie/FHA/VA
- Down payment Assistance programs available
- CA #1403185
- NMLS #355886
APR
6.02
5.85
5.44
5.42