Ranniker Lending
Welcome to Ranniker Lending
Welcome to Ranniker Lending
Let us know how we can help?
Ask me about the 5.5% 30 year fixed & 4.625% 15 year fixed.
There are various loan products available to fit many financial needs. Apply today or miss lower rates of winter 2023.
Let us know how we can help?
Ask me about the 5.5% 30 year fixed & 4.625% 15 year fixed.
There are various loan products available to fit many financial needs. Apply today or miss lower rates of winter 2023.
Don't let early 2023 rates slip away.....
Lock your new 5.5% 30 year fixed today.
Lock your new 4.625% 15 year fixed today.
Don't let early 2023 rates slip away.....
Lock your new 5.5% 30 year fixed today.
Lock your new 4.625% 15 year fixed today.
5.875% no closing cost 30yr and 25yr fixed now available.
Lock today - close your new home loan in early 2023.
5.875% no closing cost 30yr and 25yr fixed now available.
Lock today - close your new home loan in early 2023.
Act today as the current low mortgage rates will not last long term.
Get and be prepared!
Act today as the current low mortgage rates will not last long term.
Get and be prepared!
Daily Specials:(Apply today see if you qualify?)
15 Year fixed 5.25% You pay no closing costs.
10 Year fixed 5.25% You pay no closing costs.
30/25 Year fixed 5.875% You pay no closing costs.
Minimum loan amount of $200K. Owner occupied property only.
Adjustments may apply for investment property, multi-unit property, credit score, and loan to value.
Cash out adjustments apply depending on credit score and loan to value.
Max loan amount may apply depending on property location. Additional adjustments may apply for loan amounts $726,200+.
Rates and program subject to change without notice.
Subject to final loan approval.
Daily Specials:(Apply today see if you qualify?)
15 Year fixed 5.25% You pay no closing costs.
10 Year fixed 5.25% You pay no closing costs.
30/25 Year fixed 5.875% You pay no closing costs.
Minimum loan amount of $200K. Owner occupied property only.
Adjustments may apply for investment property, multi-unit property, credit score, and loan to value.
Cash out adjustments apply depending on credit score and loan to value.
Max loan amount may apply depending on property location. Additional adjustments may apply for loan amounts $726,200+.
Rates and program subject to change without notice.
Subject to final loan approval.
Let's go 2023!!!
Let's go 2023!!!
Today's Rates: (01/24/2023)
Today's Rates: (01/24/2023)
Conventional: (726,200 max) $100K Loan Min
Conventional: (726,200 max) $100K Loan Min
Product
30 Yr Fixed
20 Yr Fixed
15 Yr Fixed
10 Yr Fixed
5 Yr ARM
7 Yr ARM
Product
30 Yr Fixed
20 Yr Fixed
15 Yr Fixed
10 Yr Fixed
5 Yr ARM
7 Yr ARM
Low Rates*
5.5
5.375
4.625
4.625
5.625
5.625
Low Rates*
5.5
5.375
4.625
4.625
5.625
5.625
APR
5.63
5.44
4.71
4.77
5.72
5.70
APR
5.63
5.44
4.71
4.77
5.72
5.70
$726,201- $1,089,300: Not Jumbo
$726,201- $1,089,300: Not Jumbo
Product
30 Yr Fixed
20 Yr Fixed
15 Yr Fixed
10 Yr Fixed
Product
30 Yr Fixed
20 Yr Fixed
15 Yr Fixed
10 Yr Fixed
Low Rates*
5.5
5.5
5.0
4.875
Low Rates*
5.5
5.5
5.0
4.875
APR
5.62
5.66
5.11
5.02
APR
5.62
5.66
5.11
5.02
JUMBO Loans:
30 Year fixed
15 Yr Fixed
JUMBO Loans:
30 Year fixed
15 Yr Fixed
Low Rates*
6.25
6.25
Low Rates*
6.25
6.25
APR
6.32
6.41
APR
6.32
6.41
Non-Traditional Loan Rates:
Non-Traditional Loan Rates:
30 Year Fixed
5 Year Fixed
InvestorProgram
30 Year Fixed
5 Year Fixed
InvestorProgram
Starting Rates****
6.75
6.75
Starting Rates****
6.75
6.75
Minimum loan amount $100,000
Minimum loan amount $100,000
VA/FHA:
30 Yr Fixed
15 Yr Fixed
30Yr FHA HB
30 Yr VA HB
VA/FHA:
30 Yr Fixed
15 Yr Fixed
30Yr FHA HB
30 Yr VA HB
Low Rates*
5.0
4.5
5.0
5.0
Low Rates*
5.0
4.5
5.0
5.0
APR
5.13
4.65
5.11
5.13
APR
5.13
4.65
5.11
5.13
All posted rate programs subject to change without notice.
All posted rate programs subject to change without notice.
Services
Services
- Full service Lender
- Business Bank Statement Programs Available
- Asset Depletion
- High acreage welcome
- CalHFA
- Non-Traditional credit home buyer loans available
- Fannie/Freddie/FHA/VA
- Down payment Assistance program available
- CA #1403185
- NMLS #355886