Ranniker Lending

Where preciseness is the key to success!

Welcome to Ranniker Lending

Let us know how we can help?

Ask me about the 5.5% 30 year fixed & 4.625% 15 year fixed.

There are various loan products available to fit many financial needs. Apply today or miss lower rates of winter 2023.

Don't let early 2023 rates slip away.....

Lock your new 5.5% 30 year fixed today.

Lock your new 4.625% 15 year fixed today.

5.875% no closing cost 30yr and 25yr fixed now available.

Lock today - close your new home loan in early 2023.

Contact us today!

(562) 856-3376

Email:   [email protected]

Act today as the current low mortgage rates will not last long term.

Get and be prepared!

Daily Specials:(Apply today see if you qualify?)

15 Year fixed 5.25% You pay no closing costs. 

10 Year fixed 5.25% You pay no closing costs.  

30/25 Year fixed 5.875% You pay no closing costs.  

Minimum loan amount of $200K. Owner occupied property only.

Adjustments may apply for investment property, multi-unit property, credit score, and loan to value.‚Äč

 Cash out adjustments apply depending on credit score and loan to value.

Max loan amount may apply depending on property location. Additional adjustments may apply for loan amounts $726,200+.

Rates and program subject to change without notice.

Subject to final loan approval.

Let's go 2023!!!


Today's Rates:   (01/24/2023)

Conventional: (726,200 max) $100K Loan Min

Product

30 Yr Fixed

20 Yr Fixed

15 Yr Fixed

10 Yr Fixed

5 Yr ARM

7 Yr ARM 

Low Rates*

5.5

5.375

4.625

4.625

5.625

5.625

APR

5.63

5.44

4.71

4.77

5.72

5.70

$726,201- $1,089,300:  Not Jumbo

Product

30 Yr Fixed

20 Yr Fixed

15 Yr Fixed

10 Yr Fixed

Low Rates*

5.5

5.5

5.0

4.875

APR

5.62

5.66

5.11

5.02

JUMBO Loans:

30 Year fixed

15 Yr Fixed

Low Rates*

6.25

6.25


APR

6.32

6.41


Non-Traditional Loan Rates: 


30 Year Fixed

5 Year Fixed

InvestorProgram

Starting Rates****

6.75

6.75


Minimum loan amount $100,000  

VA/FHA:

30 Yr Fixed

15 Yr Fixed

30Yr FHA HB

30 Yr VA HB

Low Rates*

5.0

4.5

5.0

5.0

APR

5.13

4.65

5.11

5.13

All posted rate programs subject to change without notice.

 Services

  • Full service Lender
  • Business Bank Statement Programs Available
  • Asset Depletion
  • High acreage welcome
  • CalHFA
  • Non-Traditional credit home buyer loans available
  • Fannie/Freddie/FHA/VA
  • Down payment Assistance program available
  • CA #1403185
  • NMLS #355886